{"id":5923,"date":"2014-11-27T08:00:01","date_gmt":"2014-11-27T13:00:01","guid":{"rendered":"http:\/\/www.qcmakeupacademy.com\/?p=5923"},"modified":"2014-11-27T08:00:01","modified_gmt":"2014-11-27T13:00:01","slug":"insurance_for_makeup_artists","status":"publish","type":"post","link":"https:\/\/www.qcmakeupacademy.com\/blog\/2014\/11\/insurance_for_makeup_artists","title":{"rendered":"Insurance for Makeup Artists: Do you need it?"},"content":{"rendered":"Is insurance something you absolutely need to have? Depending on where you live, you may not be required to purchase insurance for your makeup business. But in some cities, states, and countries, professional business insurance may be required by law. Get in touch with the state or licensing board where you want to start your makeup business. If you can, speak with someone directly to get the most up-to-date information.\n\nThat being said, even if you are not required to be insured, consider it for your own piece of mind as well as the safety and security of your makeup clients.\n\nIn the world of makeup, if you’re a professionally trained makeup artist, not much can go wrong that can\u2019t be fixed with a cotton swab<\/a> and makeup remover. But that does not mean that a freak accident can’t happen. Your client may have an extreme allergic reaction during the consultation, your professional makeup kit may get stolen or lost, or you may accidentally break an antique vase at a client\u2019s home\u2014much can go wrong! Besides proper makeup training and experience, true professional makeup artists need a well-thought-out business plan and insurance to protect it.\n\n\"professional\n\nDeciding to buy insurance will not only protect you, but it will also protect your clients. Various studies show that only 20% to 45% of makeup artists get insured. Being uninsured is a popular choice, but it isn’t the smartest decision. Even if you choose not to protect yourself and your client, at least consider an option that covers your makeup kit<\/a>. Over the course of your makeup career, you’ll likely spend thousands of dollars to build it, after all.\n\nWhen it comes to makeup insurance, there are a lot of options. Keep reading to find one that suits your makeup business’ needs!\n
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